Money Resources
Here are the tools
I used to get my Money Right!
Money Resources
Here are the tools
I used to get my Money Right!
Money Management
HYSA (High Yielding Savings Account)
Stop keeping your savings in a regular checking or savings account. Open a HYSA instead. They earn 50x more interest than a traditional savings account. This is where I keep my Reserve Money, Fun Coupons, Tax money, Vacation and Asset buying power accounts.
4 Banks You Want to Build Relationships With
I like to call these the "Big 4"...
American Express, Chase Bank, Wells Fargo, Bank of America. Having one of 2 is fine just make sure to avoid paying monthly fees if you don't meet minimum requirements from these banks. That $10-$15 adds up over the years.
Money Management
HYSA (High Yielding Savings Account)
Stop keeping your savings in a regular checking or savings account. Open a HYSA instead. They earn 50x more interest than a traditional savings account. This is where I keep my Reserve Money, Fun Coupons, Tax money, Vacation and Asset buying power accounts.
4 Banks You Want to Build Relationships With
I like to call these the "Big 4"...
American Express, Chase Bank, Wells Fargo, Bank of America. Having one of 2 is fine just make sure to avoid paying monthly fees if you don't meet minimum requirements from these banks. That $10-$15 adds up over the years.
Credit Cards
American Express Platinum
My daily driver is the AMEX Delta Platinum Card! Everything for business on this card. It's in my personal name but it is solely used for business expenses. Great rewards! First class upgrades, Global Entry Membership, and much more.
American Express Platinum
This one was my first business card in my LLC's name! I worked on my credit for 5 years and tried 3 of those years to get these cards. Finally I was able to join the Amex Club!
Amex Gold Business
Amex Reserve Personal Credit Card
Best credit cards
For Those New On the Credit Card Scene
For Those who like Cold Hard Cash Back
Capital One Quicksilver Cash Rewards
For Those Who Dine Out More Than In
For Those Who are Part of the Jet Set
Chase Sapphire Preferred
Credit Cards
American Express Platinum
My daily driver is the AMEX Delta Platinum Card! Everything for business on this card. It's in my personal name but it is solely used for business expenses. Great rewards! First class upgrades, Global Entry Membership, and much more.
American Express Platinum
This one was my first business card in my LLC's name! I worked on my credit for 5 years and tried 3 of those years to get these cards. Finally I was able to join the Amex Club!
Amex Gold Business
Amex Reserve Personal Credit Card
Best credit cards
For Those New On the Credit Card Scene
Capital One Platinum Credit Card
For Those who like Cold Hard Cash Back
Capital One Quicksilver Cash Rewards
For Those Who Dine Out More Than In
For Those Who are Part of the Jet Set
Chase Sapphire Preferred
Investing
Online Brokerage
When building my online portfolio, I use Robinhood and Schwab. Robinhood is more for simple buy and holds and Schwab for some more advanced swaps and other trades.
Robinhood
Roboadvisory
I got turned onto this company 6 years ago and have had great success with it. I personally add between $25-$250 a week. I started small then automated the bigger amount and I don't even notice it coming out. The key is automating it! This app also was were I learned my risk tolerance.
Wealthfront
Business Structure
Creating an LLC and Holdings Company
Prime Corporate Services is who makes all of my LLC's. Great company to work with.
Prime Corporate Services
Mint to financial hacks or Debt
Credit Score Tracking
Your credit card is your financial GPA. Use Credit Karma to check yours! It’s FREE and will give you that number, baby.
Credit Karma
Best Finance Apps
Taxes sucks but TurboTax does a great job simplifying the process so even the most tax-confused pleb can file a return.
Mint
QuickBooks
Password Managers
Keeping all your login information to your financial accounts in one place is super important! You don’t want to have to hit “forgot password” every time you wanna check a bill. So- use LastPass.
LastPass
Mint to financial hacks or Debt
Credit Score Tracking
Your credit card is your financial GPA. Use Credit Karma to check yours! It’s FREE and will give you that number, baby.
Credit Karma
Fashion
You don’t need to spend a ton to look expensive, you just need to spend WELL. These are my fav 2nd hand retailers.
DePop
Wishi
ReBag
Couponing
We are in the golden age of couponing. In that we don’t have to cut coupons! These websites and browser add-ons do the work for you. So you have more time to stalk European men at Cipriani.
Rakuten
Honey Chrome Add-on
Best Finance Apps
Taxes sucks but TurboTax does a great job simplifying the process so even the most tax-confused pleb can file a return.
TurboTax
Negotiating your bills is important but so is watching Succession. Trim helps you track your money & will also negotiate your cable and phone bills FOR YOU so you can watch more Cousin Greg.
Trim
Password Managers
Keeping all your login information to your financial accounts in one place is super important! You don’t want to have to hit “forgot password” every time you wanna check a bill. So- use Bitwarden. It’s free and easy to use.
Bitwarden
Three Comma Club
Need friends to talk money with? Join the Three Comma Club! It’s our Facebook Group and is filled with future rich people JUST LIKE YOU who want to have honest conversations about growing wealth.
The Three Comma Club
Book list
Reading is the best money tool!
A good book about finance will change your life. (And a good book about life will change your finances…). These are my favorites! They have helped me shift my money mindset and I know will help shift yours too!
Mikey's Top Books Books
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